Extended
Care Health Option
The TRICARE Extended Care Health Option (ECHO)
provides financial assistance to eligible
beneficiaries who qualify based on specific mental
or physical disabilities and offers an integrated
set of services and supplies not available through
the basic TRICARE program. TRICARE ECHO doesn't
replace basic TRICARE programs; it supplements the
benefits of the TRICARE program option that eligible
beneficiaries use.
Eligibility for ECHO
ECHO benefits are only available to active duty
family members (including family members of
activated National Guard or Reserve members)
residing in the continental United States or one of
the U.S. territories. Active duty family members
must qualify for ECHO through ECHO case managers in
each TRICARE region.
ECHO benefits are not available in overseas
locations.
The following sections highlight who may qualify for
ECHO, the benefits provided and the costs for ECHO
services. You also will learn about special
requirements and where to go for more information or
assistance if you think you or someone in your
family may qualify for ECHO.
Who May Qualify
The TRICARE Extended Care Health Option (ECHO) is
available only to active duty family members who
have a qualifying condition.
Qualifying conditions include:
Moderate or severe mental retardation
A serious physical disability
An extraordinary physical or psychological condition
of such complexity that the beneficiary is homebound
A diagnosis of a neuromuscular developmental
condition or other condition in an infant or toddler
that is expected to precede a diagnosis of moderate
or severe mental retardation or a serious physical
disability
Multiple disabilities, which may qualify if there
are two or more disabilities affecting separate body
systems
If you or your provider believes a qualifying
condition exists, talk to a case manager or with
your Exceptional Family Member Program and must be
registered for TRICARE ECHO with their regional
contractor or TRICARE Area Office. There is no
enrollment fee for TRICARE ECHO.
Benefits
For those who qualify, the TRICARE Extended Care
Health Option (ECHO) provides benefits not available
through the basic TRICARE program. These benefits
may include:
Medical and rehabilitative services
Training to use assistive technology devices
Special education
Institutional care when a residential environment is
required
Transportation under certain circumstances
Assistive services, such as those from a qualified
interpreter or translator
Durable equipment, including adaptation and
maintenance
Expanded in-home medical services through TRICARE
ECHO Home Health Care
In-home respite care services
TRICARE ECHO Respite care: 16 hours per month when
receiving other authorized ECHO benefits
TRICARE ECHO Home Health Respite care: up to 40
hours per week (eight hours per day, five days per
week) for those who qualify
Note: Only one of the above respite care benefits
can be used in the same calendar month, they cannot
be used together.
Costs
You must pay part of the monthly expenses for
authorized TRICARE Extended Care Health Option
(ECHO) benefits. The monthly cost share is based on
the sponsor's pay grade as shown in the chart below.
The monthly cost share is only one fee per sponsor,
not per ECHO beneficiary. You only pay the cost
share if you used ECHO benefits during that calendar
month.
Pay Grade
Monthly Cost share
E-1 to E-5
$25
E-6
$30
E-7, O-1
$35
E-8, O-2
$40
E-9, W-1, W-2, O-3
$45
W-3, W-4, O-4
$50
W-5, O-5
$65
O-6
$75
O-7
$100
O-8
$150
O-9
$200
O-10
$250
After you pay the monthly cost share, TRICARE will
pay up to $2,500 per calendar month for each
ECHO-registered beneficiary for authorized ECHO
benefits (the limit on ECHO Home Health Care
benefits is separate, see below). If an ECHO
beneficiary's costs exceed $2,500 in a calendar
month, you are responsible for paying the additional
costs.
Special Requirements
The following are special requirements that active
duty family members must meet in order to receive
TRICARE Extended Care Health Option (ECHO) benefits:
Enroll in the Exceptional Family Member Program (EFMP)
Although some programs may have a different name,
each uniformed services branchArmy, Air Force,
Navy, Marine Corps and Coast Guardhas an EFMP.
These programs help ensure that you are located in
geographical areas where the needs of your family
can be met.
Enrollment in the EFMP is mandatory. Once you have
identified that you or a family member has special
need, you must enroll immediately. Each uniformed
services branch has its own EFMP enrollment process.
Get more information about EFMP.
Register for TRICARE ECHO
To receive TRICARE ECHO benefits, you must register
with your regional contractor or TRICARE Area
Office. You will need to show documentation stating
that you (the person applying for ECHO benefits) are
an active duty family member, that a qualifying
condition exists and that you are enrolled in the
EFMP. When the registration is complete, your
Defense Enrollment Eligibility Reporting System
record is modified to indicate eligibility for
TRICARE ECHO.
Use Public Funds and Facilities First
Many communities offer public funds or programs for
persons with disabilities. You must use these
resources first to the extent they are available and
adequate for TRICARE ECHO benefits related to:
Training
Rehabilitation
Special education
Assistive technology devices
Institutional care in private nonprofit, public and
state institutions/facilities and, if appropriate,
transportation to and from such institutions and
facilities
If adequate public assistance is not available, you
must include a letter from the proper public
official explaining why public assistance is
unavailable or insufficient with your request for
TRICARE ECHO benefits. This is called a Public
Facility Use Certificate.
Have Benefits Authorized in Advance
Your regional contractor or TRICARE Area Office must
authorize all benefits under TRICARE ECHO in
advance. Most providers will file claims on your
behalf. If you are required to file a claim for
ECHO-authorized care, you or your sponsor should use
Patient's Request for Medical Payment form (DD Form
2642). Include a copy of the authorization with the
claim form.
Seek Care from TRICARE Providers
All services, supplies and equipment must be
received from a TRICARE-authorized provider. If you
want to change health care providers while receiving
TRICARE ECHO benefits, you must obtain a new benefit
authorization from your regional contractor or
TRICARE Area Office.
ECHO Home Health Care
ECHO Home Health Care (EHHC) provides medically
necessary skilled services to those ECHO
beneficiaries who are homebound and generally
require more than 28 to 35 hours per week of home
health services or respite care. The patient's
primary care manager or attending physician will
determine if the patient is eligible for EHHC
services and will develop a plan of care which will
be reviewed by the physician, case manager and/or
regional contractor every 90 days or when there is a
change in the patient's condition.
In general, beneficiaries are considered homebound
if their conditions are such that they can't leave
their homes without considerable and taxing effort.
If beneficiaries leave their homes regularly for
therapeutic, psychosocial or medical treatment or to
attend an accredited, certified adult daycare
program, this will not disqualify them from being
considered for EHHC eligibility.
Eligibility
A TRICARE beneficiary who is registered in ECHO is
eligible to receive EHHC when he or she:
Physically resides in the 50 United States, District
of Columbia, Puerto Rico, the U.S. Virgin Islands or
Guam
Is homebound
Requires medically necessary skilled services beyond
the level of coverage provided by the TRICARE Home
Health Care Prospective Payment System
Requires frequent interventions that are normally
provided by his or her primary caregiver(s)
Has a case manager who periodically assesses needs
and required services
Has a physician-certified plan of care that details
services provided
Benefits
The following services may be covered when provided
by a TRICARE-authorized home health agency in the
beneficiary's home:
Skilled nursing care from a registered nurse, or by
a licensed or vocational nurse under direct
supervision of a registered nurse
Services provided by a home health aid under direct
supervision of a registered nurse
Physical therapy, occupational therapy and
speech-language pathology services
Medical social services under the direction of a
physician
Teaching and training activities
Medical supplies
EHHC Respite Care
Respite care is designed to provide temporary relief
or rest for the primary caregiver of a homebound
beneficiary who requires frequent care.
Beneficiaries eligible for EHHC Respite Care may
receive 8 hours of respite care, 5 days per calendar
week. This benefit is different from the 16 hours of
respite care available through ECHO and the two
cannot be used consecutively. EHHC respite care
cannot be used for babysitting/child care services,
sibling-care, employment, deployment or pursuing
education. The hours are not accumulative.
Benefit Cap
Coverage for the EHHC benefit is capped on an annual
basis. The cap is equivalent to what TRICARE would
pay if the beneficiary resided in a skilled nursing
facility. This amount is based on the beneficiary's
geographic location.
For more information, and a printable brochure on
Tricare ECHO, click on the link below:
http://www.tricare.mil/mybenefit/Download/...chure_11.06.pdf